Never did I believe that there will be such a disruption in our normal lives through technology. Two areas where I foresee that the change is imminent and for good is commuting and fintech.
Commuting : Quickride
We all know that Ola and Uber , the ride hailing apps have changed the travel scene in metros in ways we could not imagine 5 years back. Apart from public buses , these taxis available at the beck and call had made our lives easier. Add carpooling to it and the entire gamut of opportunities arise.
Ola Share and UberPool are new enhancements for budget conscious riders. Though it makes efficient use of the car fleet by linking customers moving from point A to Z where other riders can pool from point B to E and C to D and so on . Inspired by this, I see apps like quickride have cashed in and made the car fleet of actual owners available for carpooling with its own gamification built in.
It has turned out to be very good move. People from same locality or same company can plan together and bear the expenses of the ride without worrying about the ownership of the car. New conversations get triggered during such journeys and commuting time is reduced. An amount of trust is auto-induced due to pre-verificiation of the driver/ car owner by associating his/her company credentials to the quickride account. I would like to see people from same RWA's ( resident welfare association ) come together and promote such initiatives for greater good. And I also want this apps to spread in tier-2 and tier-3 cities quickly as well.
Fintech - Tez
Powered by Google, this app which got recently launched this year shows massive prospects in the way we transact going ahead. Likes of paytm, mobikwik or bank supported chillr, freecharge etc have disrupted the way we use cash . Now, Tez backed up by Government's UPI ( Universal Payment Interface ) is another app which has made life easier. Link your phone with the bank account and it's debt card and you are all set to transfer money easily. I myself have tried it and its super-easy to use . Remember paytm has made life easy by making us pay bills and buy tickets through one channel .Even addition of QR code and various security mechanisms has kept the site secure for general public to use. Tez takes it to next level .Through multiple rewards and offers, it ensures to increase the user count virally. It also offers Scratch cards which we can use to try our luck and keeps us engaged using app. I wish the team behind Tez good luck for their noble plans.
Tez
Referral Code : KS80M
SBI Cards
With the advent of credit card industry , the easy money in the hands of wealthy increased multifolds. Also, the launch of Rupay card system has created a better alternative for Visa and MasterCard for Indian Banking industry. As per survey estimates, only three in 100 hold a credit card. Does it mean the less wealthy should not get this card and always rely on liquid cash. I would rather suggest this industry will increase as our GDP grows.
Commuting : Quickride
We all know that Ola and Uber , the ride hailing apps have changed the travel scene in metros in ways we could not imagine 5 years back. Apart from public buses , these taxis available at the beck and call had made our lives easier. Add carpooling to it and the entire gamut of opportunities arise.
Ola Share and UberPool are new enhancements for budget conscious riders. Though it makes efficient use of the car fleet by linking customers moving from point A to Z where other riders can pool from point B to E and C to D and so on . Inspired by this, I see apps like quickride have cashed in and made the car fleet of actual owners available for carpooling with its own gamification built in.
It has turned out to be very good move. People from same locality or same company can plan together and bear the expenses of the ride without worrying about the ownership of the car. New conversations get triggered during such journeys and commuting time is reduced. An amount of trust is auto-induced due to pre-verificiation of the driver/ car owner by associating his/her company credentials to the quickride account. I would like to see people from same RWA's ( resident welfare association ) come together and promote such initiatives for greater good. And I also want this apps to spread in tier-2 and tier-3 cities quickly as well.
Referral ID : WWC32
Fintech - Tez
Powered by Google, this app which got recently launched this year shows massive prospects in the way we transact going ahead. Likes of paytm, mobikwik or bank supported chillr, freecharge etc have disrupted the way we use cash . Now, Tez backed up by Government's UPI ( Universal Payment Interface ) is another app which has made life easier. Link your phone with the bank account and it's debt card and you are all set to transfer money easily. I myself have tried it and its super-easy to use . Remember paytm has made life easy by making us pay bills and buy tickets through one channel .Even addition of QR code and various security mechanisms has kept the site secure for general public to use. Tez takes it to next level .Through multiple rewards and offers, it ensures to increase the user count virally. It also offers Scratch cards which we can use to try our luck and keeps us engaged using app. I wish the team behind Tez good luck for their noble plans.
Tez
Referral Code : KS80M
SBI Cards
With the advent of credit card industry , the easy money in the hands of wealthy increased multifolds. Also, the launch of Rupay card system has created a better alternative for Visa and MasterCard for Indian Banking industry. As per survey estimates, only three in 100 hold a credit card. Does it mean the less wealthy should not get this card and always rely on liquid cash. I would rather suggest this industry will increase as our GDP grows.
